About this module
At Level 2 you coached one newer trainee. At Level 3 you are the host, the assessor and the master: the person accountable for how young people learn at work.
Who it is for. Experienced workers, supervisors and master craftspersons who have finished Workplace Experience Learning Level 2, or can show the same skills, and who host or plan to host trainees and apprentices. In Ghana's framework, National Proficiency II leads to National Certificate I. This module sits at about that level.
CTVET status. CTVET has guidelines for workplace experience learning coordinators and assessors, but they are not online. Ask CTVET (info@ctvet.gov.gh) for current host and assessor accreditation rules. This module is not a CTVET curriculum and does not make you an accredited assessor.
Why this matters
In the 2025 national survey, only about half of learners rated their workplace learning effective, a third rated it ineffective, and 27% got no feedback at all. Hosts said too few placements, weak links with schools, no incentives, transport costs and low stipends held them back. Good hosts and masters fix this.
Bridge from Level 2: what you already know
- Contracts, leave and rest rules, the minimum wage and SSNIT
- The duty to care for co-workers; hazard checks; toolbox talks; near-miss reports
- Show, do, check coaching and its limits
- Portfolio evidence rules; reviews; the reflective journal
- Registering a business; the National Apprenticeship Programme basics
- Writing reasonable adjustments into the agreement before placement
Level 3 moves you from peer coach to the accountable host, assessor and master. For general bookkeeping and business skills, see the Hub's Money Skills Level 2 and Entrepreneurial Thinking Level 2.
How the module works
Each unit has learning outcomes, performance criteria, the range and the evidence your assessor needs. You are judged Competent or Not Yet Competent.
Unit 1 · Host and mentor workplace trainees
A trainee learns what your workplace teaches: good habits or bad ones.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 1.1 Prepare to host | prepares a written agreement, training plan, induction, PPE and named supervisor |
| 1.2 Mentor weekly | gives structured feedback every week and signs the logbook |
| 1.3 Safeguard | applies age limits, one-to-one rules and reporting, and removes a trainee from danger |
Range. At least one trainee for at least four weeks. Evidence. Agreement; training plan; feedback sheets; safeguarding plan.
What a good host provides
- The report's fixes: formal partnerships and training plans, better supervision and mentoring, orientation on safety and employability before placement, and monitoring.
- Employers must give training, information and supervision suited to the worker's age and literacy, free protective equipment, separate toilets and washing facilities, and drinking water.
- The ILO's quality apprenticeship recommendation asks for supervision by qualified people, a fair balance of trainees to workers so trainees do not replace workers, and career guidance.
- About 200 companies are accredited by CTVET for workplace learning.
The weekly feedback conversation
- What went well this week?
- What did you learn?
- What was hard?
- One thing to improve next week
- Logbook signed and dated
Safeguarding
Safeguarding rules.
- No hazardous work under 18.
- No one-to-one contact out of sight with a minor.
- Never promise secrecy; tell the coordinator the same day.
- Remove a trainee the same day for harassment, unsafe work or hazardous work.
- Protect trainees from violence and harassment and give them a way to complain.
Host a trainee
- Prepare an agreement, training plan and induction checklist.
- Name a supervisor and issue PPE.
- Hold a feedback conversation every week for four weeks.
- Write your workplace's safeguarding plan.
Host check
Score your workplace against the host list above. What is missing?
Unit 2 · Assess workplace competence and support RPL
A fair assessment is the same for everyone: same standard, honest evidence, clear decision.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 2.1 Plan and collect evidence | plans an assessment and collects valid, authentic, current, sufficient and reliable evidence |
| 2.2 Decide and feed back | records a Competent / Not Yet Competent decision with feedback |
| 2.3 Support quality assurance | supports verification, appeals and record keeping |
Range. Two practice assessments under an accredited assessor. Evidence. Assessment plans; records; feedback notes.
Who assesses
An assessor is a person accredited by CTVET to conduct assessments. Until you are accredited, you gather evidence and give feedback; the accredited assessor decides.
Principles and evidence
- Assessment should be systematic, consistent, open, flexible, appropriate, manageable and fair, without bias.
- Evidence must be valid, authentic, current, sufficient and reliable; testimonials may need checking.
- Portfolios are central, especially for informal-sector workers; evidence can combine a portfolio, a trade test and a panel interview.
- Each unit is either achieved or not achieved, and a Certificate of Competence can be given per unit.
- There must be a fair appeal process, and CTVET will sanction assessors who abuse the system.
- Keep physical evidence for at least 5 years and digital evidence for at least 20 years.
- CTVET's RPL page provides a guide, application form, competency checklists and lists of portfolio evidence.
Fairness. Do not assess your own relatives without a second assessor. This is good practice, not a written CTVET rule.
Practice assessment
- Plan an assessment for one unit of a trade.
- Collect evidence by observation, questions and portfolio.
- Record a decision and give feedback, then compare with the accredited assessor.
RPL pack
Download the RPL guide and checklists from CTVET's site and list what a candidate needs.
Unit 3 · Lead a safe, inclusive team
People work well when they know what is expected, feel safe and are treated fairly.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 3.1 Lead people | delegates, holds performance conversations and settles conflict |
| 3.2 Lead safety | leads toolbox talks, investigates incidents and reports within the legal deadline |
| 3.3 Include | makes reasonable adjustments for workers and trainees with disabilities |
Range. Own team of at least two. Evidence. Delegation notes; incident report; adjustment plan.
The law for leaders
- Employers must provide a fair discipline procedure and keep communication open.
- Employers must report occupational accidents and diseases to the right agency within 7 days; a worker may leave imminent danger without losing pay.
- Workmen's compensation covers casual and temporary workers, and employers must insure.
Disability and work
- The Labour Act gives special incentives to employers of persons with disability, requires notifying the nearest Labour Centre when you employ one, and requires the contract to state hours, pay, transport and any special arrangements. Notice to a worker with a disability is at least one month.
- The Disability Act's 2016 deadline for accessible public buildings was largely missed, and a stronger bill awaits Parliament.
- 54% of TVET institutions have learners with special needs; common supports are extra tutoring and mentoring, adjusted seating and assistive technology.
A performance conversation
- Say what you saw, not what you think of the person.
- Ask for their side.
- Agree one change and a date to review.
- Write it down and follow up.
Lead
- Delegate a task with clear standards and review it.
- Hold one performance conversation and record it.
- Investigate a near-miss and write the report.
- Write an adjustment plan for a worker or trainee with a disability.
Labour Centre
Find the nearest Labour Centre and how to notify it of a worker with a disability.
Unit 4 · Run quality apprenticeships as a master craftsperson
A good master trains, protects and releases apprentices with skills that are recognised everywhere.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 4.1 Write a fair agreement | writes an apprenticeship agreement that meets the Children's Act and ILO guidance |
| 4.2 Set fair terms | sets fair fees, allowances and pay; joins NAP and a trade association |
| 4.3 Train and release | trains, assesses and releases apprentices with a certificate |
Range. One apprentice (real or planned). Evidence. Signed agreement; training plan; release certificate template.
The law and good practice
- The minimum age to start an apprenticeship is 15, or after basic education.
- The master must train to the best of their skill, is responsible for harm during training, provides food unless agreed otherwise, and provides a safe, healthy environment.
- The agreement must be written and may include an allowance; no harmful induction rites; the master must issue a release certificate at the end; disputes go to the district labour officer.
- The ILO recommends a written agreement stating duties, place, length, pay, hours, leave, safety, social security, disputes, ending and the qualification gained; a parent signs for a minor.
The National Apprenticeship Programme
- NAP is run by the National Youth Authority and offers free training for 6–12 months; in Western North over 500 apprentices were placed with more than 100 master craftsmen, and it targets youth, women and persons with disabilities.
- In the Volta pilot, 2,060 apprentices trained with 412 master craftspersons, with stipends and start-up kits.
- Stipends are paid to masters and apprentices after validation, and participating workshops were insured. The programme began with a 10,000-youth target.
- CTVET trained master craftspersons in all 16 regions in August 2025 as trainers in competency-based training and RPL; two-thirds were women.
- The National Youth Authority's website links the NAP portal.
Old fees and new standards
A study of Accra apprenticeships found most masters charged entry fees, many charged graduation fees, and "chop money" often cost apprentices more than the fees. Fair, written terms protect both sides.
Apprenticeship pack
- Write a full apprenticeship agreement.
- Write a training plan linked to unit standards.
- Design a release certificate.
- Find out how to register as a NAP master.
Association
Contact your trade association and ask about master craftsperson membership.
Unit 5 · Establish your training workshop
A registered, insured workshop is one training centres and NAP can trust with young people.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 5.1 Choose a legal form | compares business types and registers one |
| 5.2 Meet tax and permit duties | lists tax, VAT, Assembly and insurance duties |
| 5.3 Employ and host fairly | applies SSNIT, PAYE and Labour Act basics |
Range. Own workshop plan. Evidence. Registration checklist with costs; payroll sheet.
Choose a legal form
| Type | ORC fee (2026) | Notes |
|---|---|---|
| Business name (sole proprietor) | GH¢130; GH¢70 renewal | Most master craftspersons start here |
| Partnership | GH¢270; GH¢100 renewal | Two or more masters sharing a workshop |
| Company limited by shares | GH¢585 + capital duty | Larger workshops; yearly returns |
| Company limited by guarantee | GH¢490 | A non-profit training centre |
Companies file annual returns with financial statements.
Tax, permits and insurance
- Your Ghana Card number is your tax number.
- Sole traders may use the Modified Taxation Scheme; companies pay 25%.
- VAT is 20% in total from 2026; the goods threshold is GH¢750,000.
- In Sekondi-Takoradi most trades pay about GH¢100–200 a year for the Assembly permit.
- Insure your liability for workers, only with licensed insurers. Ask whether your policy covers trainees and apprentices.
Employing staff
- Pay at least GH¢21.77 a day.
- SSNIT: worker 5.5% plus employer 13%, paid by the 14th; register workers on hiring.
- PAYE: the first GH¢588 a month is tax-free; pay by the 15th.
Accessibility
Make your workshop step-free with a usable toilet; give instructions in written, picture and spoken form; write adjustments into agreements and notify the Labour Centre. The Disability Act bans job discrimination.
Register
- Choose a legal form and explain why.
- Make a checklist of every registration and insurance with costs.
- Work out one month's payroll for one worker.
Insurance
Ask a licensed insurer whether your policy can cover apprentices.
Unit 6 · Bookkeeping and accounting for a workshop that trains
Training costs time and materials. Know what each apprentice costs you and what the workshop earns.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 6.1 Keep daily books | keeps cash, MoMo/bank, sales, purchases and apprentice records |
| 6.2 Produce statements | prepares a monthly profit and loss and balance sheet |
| 6.3 Control cash | reconciles MoMo and bank, and forecasts cash |
Range. One month of real or example records. Evidence. Books; statements; reconciliation; forecast.
The records
| Record | What it shows |
|---|---|
| Sales and job book | Each job for customers, paid or owed |
| Purchases book | Materials and tools bought |
| Cash book and MoMo book | Every cedi in and out |
| Apprentice record | Fees received, stipends, allowances, training materials used |
| Asset register | Tools and machines and their depreciation |
Keep tax records for at least 6 years and assessment evidence as in Unit 2.
Assets = liabilities + owner's equity. Depreciation = (cost − end value) ÷ years of use.
Worked example (all figures are examples)
Kwame's tailoring workshop, July
- Kwame's cash at the start: GH¢3,000. Equipment: two machines bought last year for GH¢6,000 (5 years, no end value).
- Customer sales: GH¢6,500, of which GH¢800 is still owed.
- Materials bought GH¢2,200; GH¢400 left in stock at month-end.
- Rent GH¢450, power GH¢250, one worker GH¢1,200.
- Two NAP apprentices: Kwame receives a master's stipend (use GH¢300 as an example) and spends GH¢200 on training materials for them.
- Kwame takes GH¢1,000 (drawings).
Work out: (1) cash at the end of July; (2) net profit; (3) what the apprentices cost and earned the workshop.
Reconciliation and forecast
Match MoMo and bank books to statements each month. NAP stipends may arrive late, so forecast when they actually arrive.
Software and the calendar
Use a spreadsheet, or a free plan such as Zoho Books or Wave.
| When | What |
|---|---|
| 14th | SSNIT |
| 15th | PAYE and withholding tax |
| Last working day | VAT (if registered) |
| Within 4 months of year-end | Annual income tax return |
| By 31 March | Assembly permit |
Month-end close
- Keep all books, including the apprentice record, for one month.
- Reconcile MoMo and bank.
- Prepare a profit and loss and a balance sheet.
- Forecast cash for three months.
Apprentice cost
Work out what one apprentice costs your workshop each month in materials.
Unit 7 · Grow and sustain the workshop
A workshop known for training well attracts customers, apprentices and partners.
Competency standard
| Learning outcome | Performance criteria — the trainee… |
|---|---|
| 7.1 Find finance and partners | identifies finance, NAP and training partners |
| 7.2 Keep quality and ethics | keeps training quality and fair treatment |
| 7.3 Plan and pitch | presents a one-page plan with a 12-month cash forecast |
Range. Own workshop plan. Evidence. Business plan; cash forecast; pitch.
Finance and support
- The Ghana Enterprises Agency has Business Advisory Centres in Takoradi and nearby districts.
- The 2026 Budget allocated GH¢170 million to the National Apprenticeship Programme and GH¢401 million to the Women's Development Bank.
- The Bank of Ghana policy rate was 14%.
Location settings that give good returns
- Near oil and gas, port and industrial areas of Takoradi
- On a busy road or in a market where customers see your work
- Within transport reach of training centres (transport costs block placements)
- Near partners such as Takoradi Technical Institute and Jospong
Business ideas and ingenuity
- Become a NAP master or accredited host workshop
- Help candidates build RPL portfolios
- Share a training workshop through your trade association
- Short paid upgrade courses for other artisans
- A pool of host workshops for a training centre
Market yourself
- A list of past apprentices and their certificates.
- Host references from training centres.
- Photos of a safe, accessible workshop on WhatsApp Business.
Capstone
Present to a panel: a one-page plan for your training workshop and a 12-month cash forecast.
Pitch
- Write a one-page plan.
- Build a 12-month cash forecast.
- Pitch to a panel for ten minutes.
Training partner
Visit a training centre and offer your workshop as a host.
Glossary
| Term | Meaning |
|---|---|
| Accredited assessor | A person approved by CTVET to make assessment decisions |
| Apprenticeship agreement | A written contract between master and apprentice |
| Host | A workplace that takes trainees |
| Master craftsperson | A skilled worker who trains apprentices |
| Reasonable adjustment | A change that lets a person with a disability work or learn |
| Release certificate | Proof an apprentice completed training |
| Verification | Checking that assessments were fair and correct |
Logbook
- Unit 1: agreement; training plan; feedback sheets; safeguarding plan
- Unit 2: assessment plans and records
- Unit 3: delegation notes; incident report; adjustment plan
- Unit 4: apprenticeship agreement; training plan; release certificate
- Unit 5: registration checklist; payroll
- Unit 6: books; statements; forecast
- Unit 7: business plan; pitch
- Every homework, dated
Self-check quiz
- Name four things a good host provides.
- Name three safeguarding rules.
- Who may make a final assessment decision?
- What five qualities must evidence have?
- How long must physical and digital assessment evidence be kept?
- Within how many days must an occupational accident be reported?
- What must a contract for a worker with a disability state?
- What is the minimum age to start an apprenticeship?
- What must a master issue at the end of an apprenticeship?
- Name two ways NAP supports masters.
- Write the accounting equation.
- Why must apprentices not replace paid workers?
Further reading and sources
Best next reads: your Level 2 manual; CTVET's RPL policy; the ILO quality apprenticeships recommendation; the Hub's Money Skills Level 2 and Entrepreneurial Thinking Level 2.
What this module does not cover: trade skills (see your trade manual), becoming a CTVET-accredited assessor (apply to CTVET), and full HR management.
Every source used in this manual is listed, with links, in the Teacher Copy.